Insurance & Billing

In-Network

  • Medicare
  • Medicare Railroad
  • Blue Cross- PPO, EPO
  • Blue Shield-PPO,EPO,HMO
  • Covered California Blue Cross and Blue Shield-Bronze, Silver, Gold and Platinum
  • United Healthcare-PPO,HMO
  • Cigna-PPO, HMO, Open Access
  • Health Net
  • First Health

Out-of-Network

Paradise Medical Group will submit your claim to any out-of-network insurance however, you will be responsible for any incurred cost not paid by your insurance.

Medi-Cal

Paradise Medical Group is unable to accept and bill Traditional Medi-Cal, CCS, Health & Wellness, Anthem-Exchange Medi-Cal plans.

Copays & Deductibles

Copays & deductibles are due at the time of service. We accept payment by cash, check, Amex, Visa, Discover and Mastercard.

Paradise Medical Group asks that you present your insurance card prior to each visit. If there is a change in your coverage, please notify us immediately as this may affect how your claim is processed. Failure to submit correct insurance information at the time of your visit could result in your being responsible for the payment of charges.

Paradise Medical Group attempts to contact patients with balances either by phone or by mail to discuss payment options. If you do not respond to our attempts, the account may be forwarded to a collection agency. If you wish to discuss your account balance, please ask to speak with our Collection Specialist at 530/872-6658.

Know Your Benefits

Now more than ever, ongoing changes with health insurance plans make it especially important to understand your coverage and know the costs you must pay when visiting your physician, having tests, and undergoing procedures. For this reason, Paradise Medical Group recommends that you learn the specifics of your plan before upcoming health care visits.

Your insurance plan may require multiple copays, higher deductibles, and coinsurance. Coverage will depend on the type of plan you have chosen.

You can learn the details of your policy by visiting your insurance company’s web site or contacting its customer/member services department.

Billing FAQs

1. Is my doctor in-network with my insurance plan?

PMG has provided a list of insurances that we participate with on our website. Make sure that you always verify your insurances participation with your health plan.

2. What is a deductible?

The amount you have to pay out-of-pocket for expenses before your insurance will cover the remaining costs.

3. What is a copay?

The amount that the patient is expected to pay at the time of their medical visit. The amount is determined by the insured’s health plan.

4. What is a coinsurance?

A co-sharing agreement between the insured and the insurer which provides that the insured will cover a set cost after the deductible has been met.

5. Can I pay my bill over the phone?

Yes, PMG accepts Visa, Mastercard, Discover and Amex credit cards for your convenience.

Insurance And Billing Questions

Billing Specialist: 530/872-6655

Collection Specialist: 530/872-6658

Visit The Portal To Make Payments